The Birschbach Team...Your Family Real Estate Consultants

Today’s real estate news

First Timers Back In The Market Unlike the years following the Great Recession, in which investors with fistfuls of cash dominated distressed markets, 2016 saw first time buyers making their mark. First-time buyers, according to the National Association of Realtors (NAR), accounted for 35 percent of home sales in 2016. If you’re a first-time buyer, […]

The Financial Steps to Purchasing your first home

Home Buyer FAQs 1. How much of a down payment do I need to buy a home? To buy a home, you may not need a down payment at all. There are various mortgage programs, such as the VA Home Loan Guaranty program and the USDA Rural Housing Loan, which allow for 100% financing. Additionally, […]

1st Step to Purchasing a Home: Pre-Approval!

How to Secure the Best Loan for You   For most of us, shopping for a new home also means shopping for a home mortgage. In both exercises, you’ll want to be a smart shopper. By working together, we can find a house you’ll love. And while it’s not likely that you’ll actually love your […]

The Top 5 Bathroom Trends

Bathrooms are NO longer just a utilitarian space, today’s bathroom can be a place of luxury and convenience. Achieving this is a matter of keeping up with the latest and greatest design elements. Last month’s Kitchen and Bath Industry show, where over 1,000 exhibitors released new products, gave us a peak into this year’s trends. […]

Moving Moving Moving…..SOLD!

Rates are on the Rise – up a quarter point this week

Happy St Patrick’s Day! Here are interest rates as of 3/17/17. Fixed-Rate Fixed Rate APR* 30 Year 4.125% 4.156% 15 Year 3.375% 3.429% ARM Adjustable Rate APR* 5 Year 3.000% 4.056% 7 Year 3.250% 3.404%