The Birschbach Team...Your Family Real Estate Consultants

2018 Tax Reform: What You Need to Know

2018 Tax Reform: What You Need to Know Sweeping reform to the U.S. tax system was signed into law on Dec. 22. The new tax legislation will be effective Jan. 1, 2018, with most of the provisions for individuals set to expire after 2025. Highlights of the bill include reduced individual income tax rates, an […]

8 Predictions for 2018

8 predictions for 2018 that could impact your market – Technology will continue to revolutionize the real estate transaction . . . BYCARA AMEER DEC 29 Big plans for business in 2018? Will inventory remain low? Will tax reform redefine where people choose to live? Will it make more sense to rent or own? How […]

Today’s real estate news

First Timers Back In The Market Unlike the years following the Great Recession, in which investors with fistfuls of cash dominated distressed markets, 2016 saw first time buyers making their mark. First-time buyers, according to the National Association of Realtors (NAR), accounted for 35 percent of home sales in 2016. If you’re a first-time buyer, […]

The Financial Steps to Purchasing your first home

Home Buyer FAQs 1. How much of a down payment do I need to buy a home? To buy a home, you may not need a down payment at all. There are various mortgage programs, such as the VA Home Loan Guaranty program and the USDA Rural Housing Loan, which allow for 100% financing. Additionally, […]

5 Easy Tips for Choosing Exterior Paint Colors

Never rely on paint chips alone. Just like interior colors, exterior shades can vary significantly from the way they appear on the chip. And because painting an exterior is a bigger undertaking than simply painting a room, you’ll want to get them right the first time. Buy a quart of paint and test it on an […]

A lower credit score does not necessarily mean you can’t purchase a home.

Although homeownership rates are still low — just 63.7 percent this past second quarter — several big players in the mortgage industry are pulling away from products that help homebuyers with credit challenges. Earlier this year, Freddie Mac announced it was ending its zero-down payment loan options effective Nov. 1, and other large banks also have announced their move away […]

1701 Legacy Lane – Madison. . . $464,900

Sassy New Construction open this coming Sunday 1:00-3:00. Do not miss visiting this Bright and Beautiful 2 story w/stone, cement board siding and a private screen porch shaded by hickory trees. Cozy open floor plan w/hardwood floors throughout, Pella windows, black slate faced fireplace, closet systems (all closets), built-ins, painted trim, 3 panel doors, patterned […]

5 reasons Trump’s tax plan is bad news for real estate

REPOSTED DIRECTLY FROM INMAN NEWS. President Trump and the Republican congressional leadership have proposed a new tax bill. The bill consolidates some income tax rates, lowers the corporate tax rate, reduces the tax rate for certain pass-through businesses, eliminates the estate tax and takes away many long-established deductions and exemptions. Sounds great, right?…………….Well, it’s terrible […]

Fall is the best time to purchase – Today’s Interest Rates

​First time home buyers have many lender incentives. Make sure to ask what closing cost options are available for 1st time home buyers. Todays current interest rates as of 11/03/2017 Fixed-Rates 30 Year 3.875% APR1: 3.916% 15 Year 3.250% APR1: 3.323% ARM2 Adjustable Rates 5/1 ARM 3.000% APR1: 3.996% 7/1 ARM 3.250% APR1: 3.929% 7/1 […]

It is time to turn the clocks back – The History of time

On Monday morning, millions of American commuters will pull into work grateful for an extra hour of sack time. They might also be cursing their commute back home, locked into an early evening twilight they can blame on only one thing – the semiannual ritual of moving time back and forth that we refer to […]